Travel insurance
Travel insurance is a mandatory requirement for a Schengen visa, not optional. The policy must meet specific requirements set out in Article 15 of the Schengen Visa Code.
Mandatory requirements
Minimum coverage: €30,000 (some countries accept USD equivalent)
Validity: must cover the entire duration of your stay and all Schengen countries you plan to visit
Coverage must include: emergency medical treatment, hospitalisation, emergency repatriation, and repatriation of remains
The policy must be valid in all 29 Schengen states — not just your primary destination
What to look for in a policy
Buy travel insurance that specifically states 'Schengen visa-compliant' or 'Schengen Area coverage.' The insurance certificate must show: the insured person's name, dates of coverage, coverage amount (in EUR), geographic coverage (Schengen Area or Europe-wide), and the insurer's stamp and signature.
Reputable insurers available in Egypt
AXA (Egypt), Allianz Travel, GlobeMed, Misr Insurance. Many Egyptian travel agencies also offer bundled insurance — ensure the policy meets all Schengen requirements before purchasing.
Cost
Typically €15–35 per person per trip for a 14-day policy. Annual multi-trip policies are available for frequent travellers at €80–150, which is cost-effective if you travel more than twice per year.
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